We have the right policy type to meet your needs


Protecting your most important assets is an important step in creating a solid personal financial plan, and the right insurance policies will go a long way toward helping you safeguard your earning power and your possessions.

life insurance

Life insurance is a form of financial protection that safeguards individuals and their families in the event of death or any other unexpected life event. 

  • In Canada, there are two main types of life insurance - term and whole life insurance. 
  • Term insurance provides coverage that lasts for a specific period of time (determined at the time of purchase) while whole life insurance provides lifetime coverage with premiums that remain fixed until the policy matures. 

Disability insurance

Illness and Injury

Disability Insurance can provide you with a monthly benefits payment to assist to replace your income and cover your creditors such as your mortgage; if you are unable to work due to illness or injury.

  • It is Income Replacement Protection Plan against unprecedented illness and Injury.

Critical Illness insurance

Critical illness insurance is a plan that provides a lump amount to the policyholder after the diagnosis of a covered sickness. Cancer, organ transplant, heart attack, stroke, renal failure, and paralysis are all covered under critical illness insurance.

  • You get critical illness insurance to provide financial security for yourself or your dear ones in the situation that you or they incur a life-threatening disease or suffer a serious medical event.
  • Critical illness insurance is intended to be used by you or your family while you are still living and healing.

Health insurance

MEdical, Drugs and Dental

In Canada, every province and territory offers a medical insurance plan that covers basic medical care, including doctor visits and most costs of hospitalization.

Many employers offer group health insurance plans that include extended health and other types of health insurance. Some Canadians purchase additional health insurance on their own.

  • Check to make sure you are not buying coverage you already have.
  • As with all types of insurance, some conditions and exclusions apply to health insurance.

Group Medical insurance

Group Medical Insurance policy covers a group of people, typically employees or individuals in the organization.

  • The main benefit of a scheme is that it shares risk among a group of covered people. This benefits group members by lowering rates, and it allows insurers to better manage risk by knowing who they are covering.

Long Term Care

Long-term care is income protection that gives benefits one who becomes incapable of caring for himself due to aging, a serious health problem, or deteriorating mental function.

  • Having long-term care insurance prevents the cost of long-term care from impacting your savings and retirement income, as well as your loved ones from experiencing financial hardships.